Using Paypal for International Users

Using paypal as an International user is highlyYou can always get a credit card to verify your
ineffective. Paypal is an ebay company and it has aaccount in order to start using paypal to send money
reputation as a very effective method of paying andand receive money online. Sure thing. Except....I don't
receiving money online! It has received amazinghave a credit card. But I got myself a debit card cause
reviesw from people who has been using paypal for aI was sure using paypal was the only way to
long time. However, this is an honest review from anaccepting payments from my International clients. But
International user (particularly, Malaysia and some ofeven if you verified your account in order to start using
the SEA region) using paypal for projects andpaypal, you cannot withdraw your money from your
receiving money online.paypal account STILL. You STILL need to have a US
First off, if you're a user from the United States orbank account.
some of the other approved countries that paypal has2. Sending Limit
approved of, using paypal is probably going to be aIf you have not been using paypal for a long time, like
breeze. I have not had the privilege of using paypal asme, then you're not always aware of the small tiny little
a US resident (quite obviously) so, I cannot give you aword 'unverified - Malaysia' that sits comfortably right
review on using paypal as one! But as an Internationalnext to your paypal balance. The sending limit is there
merchant using paypal, this is what I have to say -if you're not a verified paypal user. For starters, paypal
YOU MAY NEVER GET TO SEE YOUR MONEYhas capped off the sending limit at USD100. USD100
AT ALL!limit on the amount you can ever send through your
I am a genuine merchant/freelancer who was usingpaypal account until you get yourself verified.
paypal to receive money from my International clients.I found myself in a tussle using paypal when I send
They have all asked me if I had problems using paypalUSD80 to someone and then they told me that I can
for payment, and obviously, keen on trying to tie theonly send USD20 more to someone before I have to
project in, I said I did NOT have a problem using paypal.get verified. So, there was a problem using paypal to
I figured that if I DID eventually have a problem, I wassend money to someone too? And using paypal a
pretty sure paypal would help me get my money frompayment gateway was also shot because I can't
the account. After all, it's MY money in THEIR accountseem to get the money out.
and they cannot possibly keep the money that I haveYou see, what I was trying to do was to send
earned.whatever money I had in there to someone else in the
In the beginning stages of using paypal, it's easy peasyUS and get them to send the money back to me
- nothing to it. All a user has to do in order to startthrough iKobo. And although I had found the right
using paypal is to register. The registration process isperson for this task, I was still having problems using
easy enough. They automatically approve yourpaypal because I can't even get my money out of
account to make it easy for you to use paypal. Usingthere to someone else so that they can send me the
paypal to get money into your paypal account ismoney - so that I can buy milk and diapers for my kids!
simple. Just provide the payer with your paypal ID: yourSheesh!
email address. The payer using paypal as a paymentIn summary: what was my experience in using paypal?
gateway will only have to log into the paypal accountIt was the pits! This is a user who is still hoping that
and then using paypal's tools to send the money topaypal will brush up on their system to make it more
your account. Simple enough.user-friendly for International users. But unless they
Using paypal : here's where it gets a little toughfinetune their system to make it more user-friendly, I'd
Using paypal to receive money posed some problemsrather be shot in the foot before I'd use it again.
to me, as an International user.First off, the withdrawal process is lousy because I
1. Verificationcannot withdraw the money out from the paypal
In order to withdraw money from your paypal account,account therefore, using paypal as a payment option
you need to first verify your paypal account. The pointmeans that I will never smell the money that I have
in using paypal as a payment gateway is lost hereearned. I couldn't even close the account until I got
because in order to verify the account, you need toverified, can you believe that? The person I spent
have a US bank account or a credit card.talking (long distance) over the phone with for 2 hours
If you're like me, an International user who does notcouldn't find me a solution. Secondly, the sending limit.
have a means of getting a US bank account, thenWhat happens that those people who wishes to send
using paypal can get pretty rocky...ok, well, tricky. I havemoney to someone but don't have a credit card?
explored the possibility of opening a US bank accountWhat happens to the money in there?
from where I live, it's possible. But the setup fee wasThe only way out for International people using paypal
huge. You need to pay USD299 as a setup fee. Yes,is to either get a US bank account or spend the
SETUP fee, not deposit. I would understand it if theymoney on ebay.
told me that I would need to pay USD100 or USD50Which makes perfect sense - paypal is part of ebay,
as a setup fee (which translates to about Ringgitdidn't I say?
Malaysia 380 or Ringgit Malaysia 190) with a certainI'll just stick to what works for now - my iKobo
limitations to a deposit, but having to pay a setup feeaccount.
of USD299 was too much for me.